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Credit Maintenance

We strive to provide individuals and families with an opportunity to experience the benefits of life that are associated with good credit.   This will be accomplished by implementing a complete system of checks and balances to ensure that your credit addiction recovery is maintained.

As such, we will help you make sure that:

  1. All bills are paid promptly.
  2. Spending is limited to essentials only.
  3. More than your minimum monthly payment is paid on your credit card debt.
  4. Credit card balances are not more than one-third of your available credit amount.
  5. Credit accounts are opened sparingly and that it is essential to your basic needs.
  6. A spending budget is maintained and that you only spend within your budget.

Credit maintenance can be tough for a former credit addict to maintain once the initial thrill of credit restoration has worn off.  Let New Financial You be there for you when temptation to debt strikes